Terms of Service

Last updated: June 23, 2026  ·  Geifon LLC

Using UniBudget

UniBudget is a budgeting tool that displays your remaining balance based on transactions read from a bank account you connect. It is provided for personal, informational use.

We never move your money

UniBudget has read-only access to your transactions. We cannot, and will never, initiate payments, transfers, or any movement of funds. UniBudget is not a bank and does not hold money on your behalf.

Subscriptions & billing

UniBudget Home is sold as an auto-renewing subscription through Apple's App Store (StoreKit). UniBudget never handles or stores your card details — all billing is processed by Apple. Pricing is $4.99/month or $39.99/year, each with a 7-day free trial.

Free trial & cancellation

The 7-day free trial converts to a paid subscription unless cancelled before it ends. You can cancel any time from iOS Settings; cancellation takes effect at the end of the current billing period. If a subscription lapses, premium features lock but your data is retained.

Acceptable use

Don't use UniBudget for anything unlawful, and don't attempt to disrupt, reverse-engineer, or gain unauthorized access to the service.

Disclaimer

UniBudget is provided "as is." It is a budgeting aid, not financial advice. Bank data may be delayed or incomplete depending on your provider; always confirm important figures with your bank.

Contact

Questions about these terms? Email admin@geifon.com. UniBudget is operated by Geifon LLC.