Know exactly what you have left.
Set a monthly budget, connect your bank, and see your remaining balance the moment you open the app. No spreadsheets. No lectures.
No credit card. No commitment. Free forever.
Built for the gap everyone else ignored.
You check your banking app six times a day and still don't really know how much you can spend. The balance on screen isn't your spending money — rent is coming out, a subscription renews Thursday, and you're doing the math in your head at the checkout.
YNAB wants an evening of setup. Mint shut down. Everything else is built for forty-year-olds with mortgages, not students with a monthly allowance and one checking account.
UniBudget does one thing: it takes your budget, subtracts everything you've spent, and shows you the number that's left. Black when you're fine. Red when you're not. That's the whole app.
Three steps, then you're done.
Set your budget
Tell UniBudget your monthly allowance. It takes about ten seconds.
Connect your bank
Securely link one account. Read-only, always — we only read transactions.
Open and know
Your remaining balance is the first and biggest thing you see. No digging.
Everything you need. Nothing you don't.
Real-time balance
Every purchase deducts the moment it clears. Open the app and the number is already right.
Bank-grade security
Read-only access through Chase, Plaid and TrueLayer. We never store your credentials or move your money.
Spending by category
Eight categories out of the box. See at a glance where the money actually went.
Monthly history
Compare months and spot the pattern. Three months of history on the free plan.
Household sharing
HomeParents and partners can see the balance without a single text. Available on Home.
Dollars, euros, pounds
Built for students in the US, Ireland and the UK — in your currency and your language.
Free that actually means free.
$0 / forever
- One bank connection
- Real-time balance
- 8 spending categories
- 3 months of history
$4.99 / month
- Up to 3 bank connections
- Unlimited custom categories
- Household sharing
- Unlimited history & rollover
Be first in when we launch.
Join the early-access list and we'll let you know the day it's live.
No credit card. No spam. Just one email the day we launch.