Everything you need. Nothing you don't.
UniBudget does one thing brilliantly — shows what you have left. Here's everything that supports it.
Real-time remaining balance
The one number that matters, front and center. It updates the moment a purchase clears.
Connect your bank
Securely link one account through Chase, Plaid or TrueLayer. Read-only, always.
Eight spending categories
Dining, groceries, transport and more — sorted automatically so you see where it goes.
Three months of history
Look back at the last three months and spot the pattern in your spending.
Add transactions manually
Paid in cash or split a bill? Add it in seconds so your balance stays honest.
Honest over-budget states
Black when you are fine, red when you are over. The app never locks or lectures.
Smart notifications
A gentle nudge at 50%, 80% and 100% of your budget — every threshold is optional.
Face ID lock
Keep your balance private with biometric lock on every launch.
Up to three banks
Bring every account together for a single, true picture of what you have left.
Unlimited custom categories
Build the categories that match your life, with your own colors and icons.
Automatic categorization
UniBudget learns your merchants and sorts new transactions for you.
Budget rollover
Underspent this month? Roll the difference into next month automatically.
Recurring expense detection
Subscriptions and bills are spotted and flagged before they surprise you.
Household sharing
A parent or partner can view the balance — no more "how much is left?" texts.
Shared budget mode
Run one budget together, with everyone seeing the same remaining number.
Unlimited history
Keep every month, forever, and compare across the whole year.
Start with everything that's free.
No credit card. Upgrade to Home only if you want more.
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